About

Step-Up Finance is a bridge for the Small and Micro Business Owner to use as a pathway to funding – a Step-Up to Finance. We offer established businesses, the self-employed and those with business interests, a connection that takes away the confusion about the blunt realities of financial structures.

Go into your memory bank and remember the Friday afternoon at school when a teacher would drone on in the background, boring and driving us all away to concentrate on what the weekend held; that’s what the repetitious bank statements and automatic processes do to business. But we’re not kids any more and not paying attention to the plan, taking your eye off significant strategy, and any bafflement could soon turn to panic when financial structures are susceptible to the fallout of being bored.

Businesses are being tested more than ever before….and the tests aren’t about spelling.

If making money was easy we’d all be debt-free and rich. If running a business was easy everyone would be doing it. Thinking about it, opting out of the fully-employed world makes us a different breed but that doesn’t mean we have to be isolated or indifferent to finance because that’s what’s given out `on the telly’ or in ‘the news’.

Businesses evolve to keep up with the changes and the effects of changes; sometimes they need a passage to the new structures available.

Lenders might want new Terms and Conditions, or to call in a Loan, or cancel an Agreement, but you might not want that for your business. You might want to purchase another business or property, extend your terms, increase your loan, or restructure your plans for business. There are more than the famous 5. Other non-bank lenders also support established businesses….   and Step-Up gets you to them.

You wouldn’t do your job for free, and neither can we – We do charge. Depending on your preferences you have the option of a set fee or hourly rate. And our diligent way of working means everything is confirmed in writing before anything is chargeable. Using our Service is an investment for your business because, although we’ll do the work, you’ll learn how the systems work and develop your knowledge and understanding to remain the best person to manage your money: YOU.