In Business: Notes To Connect The Dots – July 2014

In Business: Notes To Connect The Dots – July 2014

Stuck in a Rut? In the intervening years since I last viewed an end of year school report, things may have changed. Rarely containing a personal comment, they had to be scrutinised for hidden meanings to talk over on parent’s evening. Promises of trying harder were made for after the summer break... the fresh start of [...]
I Can’t Believe You Said That!

I Can’t Believe You Said That!

"What’s that all about?" said (yet another) incredulous business bank customer who was shocked at the disappearance of their bank manager’s discretionary aura. We all know the routine: Effective funder relationships are the way to go. But, lenders have been on a diet, and if they’re on a diet the sweet jar doesn’t get opened for [...]
The Gatekeepers Of Your Business (Part 2)

The Gatekeepers Of Your Business (Part 2)

When things went wrong.... Coming about in relation to an outsourced service not meeting standards, the matter escalated when Customer Services proved ever more disjointed. I’d contemplated the situation with an initial conclusion, the situation was as clear as mud. It wasn’t until (eventually) meeting an appropriate manager who could efficiently illustrate that combining knowledge with [...]
What’s Happening?

What’s Happening?

With inflation falling to the Bank of England’s 2% target for the first time in four years and numbers from Bank of England Credit Conditions Survey (2013 Q4)  continuing an upward trend, the notion of  ‘positive’ outlook has (for some) been reinforced. Could it be that Default Rates on lending to small businesses  being reported as [...]
November 2012 Intermediary A-Musing

November 2012 Intermediary A-Musing

Rising Froth: Assigning Value Discipline Just as the economists are said to be puzzled by ONS statistics showing a rise in employment during recession, I’m hearing some business owners being equally puzzled as to why, with an increasing roll-call of practicing solicitors, it’s difficult to find one they’re comfortable with. As essential facilitator as part [...]
November 2012 Noteworthy News

November 2012 Noteworthy News

Although annual inflation had dropped to its lowest  in 3 years at under 3%, Inflation and Productivity research by the Forum of Private Business’s (FPB)  showed, from those who took part in the referendum survey,  inflation was running at 6%-7%, with the most common increase in costs for SME’s being energy.  Also citing fuel and [...]
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