Rate Hikes at The Ready?

There was no surprise whilst reading, in the latest BoE Agents’ Report, that ‘credit availability for Corporates was generally accommodative’. However, ‘some evidence of increased discrimination in lending decisions in a toughening macroeconomic environment’ had me rubbing my chin, questioningly. Not for the smaller business or individual, but, for the giants of business since 2007, [...]

Lending Criteria Changes For BTL Landlords

The PRA (Prudential Regulation Authority) has introduced changes for lenders, lending for portfolio landlords with four or more BTL properties, which will add to ‘stress testing’. In situ from 1st October 2017, one of the the main considerations to be assessed is the ability to service future interest rate rises. Generally, products could remain accessible [...]

Sharpening Independent Business

The way we view the world is from experience; such are the shape-shifting times of a digital age. It takes time to establish a business - Running one is complicated and when a challenge has been overcome and everything is working smoothly, there is a reluctance to change a process because its deemed unnecessary, even [...]
How It Works – Getting Ready For Commercial Property Purchase

How It Works – Getting Ready For Commercial Property Purchase

Investment Property transactions can differ widely. When approaching the undertaking of such asset there are core areas which, given attention before involving professional experienced support, are mutual. It may assist in some small way, or to material effect, to consider these areas; whether using borrowings or not. Ready a Business Plan that includes: 1) Personal [...]

How It Works – Buy To Let Property

The difference between this type of financial investment being an asset, or a liability, is by giving attention to elements which are easily overlooked. To give returns, property needs constant attention and attention to detail; location, property type, financing, anticipated and unanticipated costs, understanding regulations, red-tape and liabilities, Etc.   Buy-to-Let can be a Business-to-Last [...]
Page 1 of 3912345...102030...Last »