Small Business Saturday Isn’t Just For Christmas

Small Business Saturday Isn’t Just For Christmas

Sometimes going unnoticed, local traders’ offerings are available all year round. Building on research by American Express, who founded the initiative in the U.S. a few years ago, which illustrated there were benefits to a community and its sense of well-being when support of local businesses had been embraced.  There’s a simple message; Use It [...]
Challenging Profit

Challenging Profit

I love percentages, they tell you nothing. Big companies can be found looking to their top line (sales turnover) and reaching to their bottom line via the percentage routes of scale and margins. Whereas the top line for the smaller business is looking to their bottom line: the net profit. Percentage margins for sales growth [...]
Engage And Respond Data Day

Engage And Respond Data Day

We have a digital world, with a digital economy and it’s as flummoxing as it is fascinating. Within its lexicon are words which sound as though they belong on the Starship Enterprise: firewalls, encryption and the like, I had very worthwhile day away from the office  amongst a world of data protection. There’s a lot of [...]
Pitching Goals

Pitching Goals

He’d said, at the World Economic Forum,  “Once goal setting is done, the Central Bank needs to be more determined toward output and there must a better understanding with set goals and the tolerance level of banking operations" and being in a bad - but improving - place is, according to Mark Carney, Governor of the [...]
I Can’t Believe You Said That!

I Can’t Believe You Said That!

"What’s that all about?" said (yet another) incredulous business bank customer who was shocked at the disappearance of their bank manager’s discretionary aura. We all know the routine: Effective funder relationships are the way to go. But, lenders have been on a diet, and if they’re on a diet the sweet jar doesn’t get opened for [...]
I Think We Might Have Spring Syndrome

I Think We Might Have Spring Syndrome

Ahhh. ...The weather is being kind....   `Birds flying high...... Sun in the sky.....' After another winter of unclear economic messages, as blossoms bloom, fresh thoughts can begin to spring up for businesses. Recession and distress can thaw a little as plans, accounts and emails get a spring clean. Browser histories are cleared.... `It’s a new [...]
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