Insight – May 2016

"According to......." According to @enf  collecting data about housing costs is a worthwhile exercise. Kudos. 1979 was the year that San Francisco’s Mayor imposed a rent control, 70 years later, data inspection shows an average 6.6% increase (mostly year on year since 1956) – rent control or not. Eric Fischer cites ‘It would take a [...]

Insight – April 2016

Tell Me What You Want! I Don’t Want to Set the World on Fire….. According to house-hunters, as surveyed by Go-Compare, central heating and double glazing, followed by a garden, secure doors and windows, off-road parking, a bath tub, local shops and amenities, friendly neighbours, good broadband connection, good energy efficiency rating, a landline telephone, [...]
Insight – February 2016

Insight – February 2016

Rules Change What’s Changing? Accounting Standards Financial instruments (debts and liabilities) of a company. When? Mainly accounting periods on or after 1 January 2016  What’s the Difference? Various including, where loans have been made at non-market rates (i.e. shareholder interest free), the company is required to fair value the loan assuming that a market rate [...]
Insight – September 2015

Insight – September 2015

From The Desk Of: Michael #stepupfinance    Stating the Obvious  ‏@DeirdreSpark  It's September. What?!? No shame in stating the obvious because September! *clings to summer with death grip. One Direction As from March 2016, the MCD (Mortgage Credit Directive) comes into effect. Some lenders are choosing to adopt the rules, which affect BTL, second charge [...]
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