Step-Up Finance
The Business Of Consulting I’d spent the best part of a much needed weekend break… shopping. The sun (hidden since last September) managed to burn into the face of my android assistant, before moving onto my head until I had the headache of a man who’d run a marathon dressed as a Styrofoam marshmallow. Frustration, searching for a PC router on a Sunday, when it really could have waited...
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A MORI poll has shown that around 6 million people in Britain are currently planning, or researching, how to build a home for themselves and, with a disparity between those who want to build and those who are enabled National Self Build Week (NSBW) is taking place 4-12 May, in an attempt to bridge the gap. A recent RICS survey shows the average annual pub rent for new leases in England and...
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The automatic Escalator Tax (alcohol and cigarettes) which was to be applied this month (by at least 2% over inflation until 2014) was removed for beer in the recent budget. CAMRA had been vocal in pointing out that beer duty has risen 42% since 2008, the beer industry had cited the tax as reason for pubs going out of business and The Chancellor noted 10,000 pubs have closed in the last decade....
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Deciding factors for shopping commonly include price, quality or choice. Deciding factors for personal banking might be interest rates, additional services, convenience or, it seems from Sainsbury bank’s pre-tax operating profit increase of 40% last year, the loyalty card points. Ways to tap into potential customers: It is our business to quickly restore value-added infrastructures that provide...
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According to the Accountant’s I’ve spoken with, HMRC’s deadline for self-assessment gets the papers flying around quicker than a pile of leaves covering a hedgehog who’s spotted its first slug in 6 months, for those well-meaning businesses with a late-starter attitude in discovering the difference between paper shuffling and paper moving. It seems for some it’s the schedules, for others...
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How does a business obtain a loan under a bank’s normal lending criteria when they don’t have the required security? …..Via the Enterprise Finance Guarantee Scheme? The EFG lending figures have been published and show, for financial year 2012/13 a total of 1,834 loans being drawn down from the 50 lenders, amounting to a total of £201,903 advanced…… Are lenders and banks too...
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The Answer Is Out There – It’s The Question That Brought You Here: Financing Business Matrix Little wonder the micro and small business owner can feel their brain turning as cavernous as an empty warehouse, when they hear the stable interview question: where do you see yourself in 3-5 years? An unsurprising response because looking at what-if moments is heavy going, with few in...
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Bank of England is to have a new Governor when Sir Mervyn King’s term ends (June 30). Mark Carney, currently Governor of the Bank of Canada, will be taking his post ‘at a crucial time in the Bank of England’s history’, as the first non-British national to lead the Bank. The Autumn Statement may see forecasts of VAT being put up to 25%, further spending cuts, plus tax rises, as part of the...
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