Business Finance Junction – August 2014

Business Finance Junction – August 2014

Difficult to think about December in August however, Saturday 6 December is Small Business Saturday, the celebration day of ‘shop local’ and use independent-owned businesses, an initiative that promotes at all levels the support of small firms and have started their 100 countdown. Santander apparently had an issue with the ‘moral problem’  of the aptly [...]
Business Finance Junction – July 2014

Business Finance Junction – July 2014

The FPC (Financial Policy Committee) has proposed new rules for mortgage lenders which caps loan-to-income ratios and includes interest rate stress tests. Lenders will not be able to have more than 15% of new mortgages at loan-to-income above 4.5 times and it applies to all Help-to-Buy loans. Coming into force 1 October, the test ruling applies [...]
In Business: Notes To Connect The Dots – June 2014

In Business: Notes To Connect The Dots – June 2014

Money Spiced with Llama Spit Some fifty four pages of analysis, trends and developments across the economy are patiently explained and in a matter of fact manner, and inflation projections are translated by a patient and informative Agent....  yet, even with an A4 glossary, I left the meeting with my brain shrieking the same way [...]
Business Finance Junction – June 2014

Business Finance Junction – June 2014

Data from ONS show that illegal drugs and prostitution contribute around £10bn a year to the British economy.  For the first time statisticians are measuring the value of the drug-dealing and sex work – apparently about  "the same contribution as farming  - and only slightly less than book and newspaper publishers added together" or accommodation [...]
In Business: Notes To Connect The Dots – May 2014

In Business: Notes To Connect The Dots – May 2014

A Tale of Discrepancy and Discretionary Tarting ‘Ehghaahg uhmajeddth ohtkchgh mghigh emmmhgh’. Nope, I wouldn’t get that either! But my dentist’s brain seems to have adapted to most of his customers, at some point, sounding as though they’re in a cardboard box full of cotton wool.  Open-wide mouths, some filled with metal probes, he knows [...]
Business Finance Junction – May 2014

Business Finance Junction – May 2014

A national estate agency report expects price rises across the country for residential property of 5.5% in 2015, which would overtake the predictions for London, with a median house price for England and Wales seeing a `4.2% increase to £186,000 compared to Q1 2013’  There has also been a recent increase in the people outside [...]
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