About Step-Up Finance

For over two decades, Unbiased Financial Advice and Guidance to help accurate strategic planning, with NO pushing products.


Imparting a depth of knowledge and experience


Reliably taking people from confusion, to understanding


Our Customers and Us – Straight through to human beings: No hours of looped music, no automated menu, flexible hours to fit with our customers, no queuing, unlimited solutions, pitfall warnings and advice.


Broader Horizons

It’s a privilege being Independent, objective and obliged only to our customers.

Everyone has a story to tell….

We’re not Corporate, we’re Independent.

Starting out as a Chartered Builder, CIOB, then spending 10 years as an Independent IFA, Step-Up Finance was formed in 2004 to focus on business and property.

Customers come to us, usually but not necessarily, from the UK and, as we’re all busy people, we take great pride in building bridges across gaps of information. Independent – A personalized quality service for business owners, self-employed, directors and people wanting a level playing field when considering solutions for business needs and property purchase or refinance. A finance Consultant/Intermediary that doesn’t distort information.

How things have changed in the couple of decades since SUF’s beginnings… What hasn’t changed is the customer who wants to maximize their options with effective advice, and the customer who doesn’t want to waste time, money or trip up. So, whilst business, finance, property and technology landscapes have changed, focus on constructing an efficient service with our customer at the core has stood the test of time.




Our Focus

Our Service is focused on mutual understanding


  • Information Exchange 100%
  • Information Analysis 100%
  • Guidance 100%


Find out more specific information about our Services.

Step-Up Finance is Authorized and Regulated by the Financial Conduct Authority for the conduct of Regulated Residential and Business Mortgage Contracts, Non-Investment Life and General Insurance Business
Financial Services Register: 303044 – Data Protection Register (ICO): Z4997922
The Guidance and/or information contained within this website is subject to UK Regulatory regime and is therefore primarily for the benefit of consumers based in the UK. Please be aware that property ownership is at risk if you fail to maintain payments on mortgages or loans that are secured upon it.