“I would always say you should take Independent Advice when looking to take out a new mortgage, because the Independent Financial Adviser is not tied to any one provider and can provide advice from the whole of market including deals offered directly from Banks or Building Societies. An IFA or Independent Mortgage Broker will also conduct a full financial review to take into consideration all the areas of need in connection with the mortgage”.

Nothing too unusual about that declaration – other than its written by someone who less than 3 years ago was an employee working in a Bank as a Manager probably telling people…..

“As a bank we value your business and have solutions for you which will give you the appropriate mortgage that addresses your needs. Our advice  will come up with the best deal for you to support your application,  because we don’t just give out mortgages to anyone…… “

Image and Article credit: Copyright SUF