Exercise Your Wallet

It’s complicated. I was reminded just how complicated when I was doing an end-of-year office clearance. At the beginning of 2020 money goals were strong across ages. By the third quarter, the year that took more away than it gave, had beaten back goals across all spectrums. Blocking out the wider perception of the years [...]

Progress The New Normal

https://www.stepupfinance.com/wp-content/uploads/2020/10/Progress-the-new-normal.mp3 Download the MP3 here It is not a new normal for `business' to be cautious before execution, nor is it a new normal to prioritize and protect liquidity. Reinforced by emerging Ad campaigns (scaffolded with buzzwords) the new normal is a place of empathy, staying at home, and virtual realities. Hearing ‘going forward remain [...]

Step Up The Tactics Alongside Strategy

    https://www.stepupfinance.com/wp-content/uploads/2020/09/Step-up-tactics.mp3 Download the MP3 here When allocating capital, lenders always have a risk-return trade-off measurement in assisting with securing their expectations for profitable lending. At times of a New Normal (translated as a new attitude in how business is done) their preference results in far fewer options offered. So far, and with more [...]

Weighing Up Appetite Loss For Lending

https://www.stepupfinance.com/wp-content/uploads/2020/08/Weighing-Up-Appetite.mp3 Download the MP3 here It is that time of year again. Results day. Not the every student and parents’ day of dread type, instead the interim or half-yearly Banking results – the time when profit figures are released – the time when I imagine red highlighters are being swiped across bold black headings marked [...]

Be Prepared: Profit The Potential

https://www.stepupfinance.com/wp-content/uploads/2020/07/Be-prepared.mp3 Download the MP3 here Life transitions are the product of an unfathomable future. None of us know what the future will bring, and that can be scary or exciting depending on the size of the shock waves and how prepared we are. Six months after the start of Covid-19, masks, and gloves are at [...]