Stressed-Out Finance

The reaction to pressure: Stress   All banks are themselves stress-tested, all lenders stress-test applicants and we’re all stressed-out to some degree or another.   The last thing we want to do when we’re under pressure is often that which needs the most attention.   With that in mind, some familiar pointers to smartening-up financial [...]

Hitting The Goal With Finances

A small question with huge impact and rarely considered with science: How much can I borrow? The fact is, general laws apply to borrowing and lending and general preoccupations apply to business monitoring, property purchasing and implications in how we’re using our money. Situations consume us and finer details get ignored in exchange for some [...]

Data To Data

None of us get to see all the pieces of our data scattered around.   I was (after questioning someone’s CCJ and default assertions) informed ‘but a new loan means I won’t have bad credit’ and in the same week, given, I kid you not, ‘the computer says No…’ from a High Street lender whose [...]