Hitting The Goal With Finances

A small question with huge impact and rarely considered with science: How much can I borrow? The fact is, general laws apply to borrowing and lending and general preoccupations apply to business monitoring, property purchasing and implications in how we’re using our money. Situations consume us and finer details get ignored in exchange for some [...]

Data To Data

None of us get to see all the pieces of our data scattered around.   I was (after questioning someone’s CCJ and default assertions) informed ‘but a new loan means I won’t have bad credit’ and in the same week, given, I kid you not, ‘the computer says No…’ from a High Street lender whose [...]

A Perfect Scenario For The Well Organised

There’s been a lot of noise in the business entity and BTL marketplace over the last 10-12 months. Lending downturns have been shutting out investors and homebuyers have been having problems getting the mortgages they want. Limiting factors for purchase, BTL’s with bad returns and some first-time buyers precluded from going back into the tenant [...]

Cheap Can Be Expensive

  Houses have usually been Freehold - that is having outright ownership of a property and the land it stands upon. However, some New-Build houses have had an increasing trend to join flats and apartments in having Leasehold tenure; such property has a ‘lease’ to own the right to live there for a specified number [...]