by admin | Sep 30, 2015 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Monthly Musings, Small Business Blog
From The Desk Of: Michael #stepupfinance Stating the Obvious @DeirdreSpark It's September. What?!? No shame in stating the obvious because September! *clings to summer with death grip. One Direction As from March 2016, the MCD (Mortgage Credit Directive) comes into effect. Some lenders are choosing to adopt the rules, which affect BTL, second charge [...]
by admin | Aug 17, 2015 | Blog, Business, Economy, Finance, Government, In Business, Miscellaneous, News, Small Business Blog, Uncategorized
The Quarterly Report from the Bank of England had only one of the nine MPC panel members voting for an immediate hike in the benchmark rate. The vote was a claim to keep inflation in check and to ensure that future rate lifts are smooth and gradual; deferring a rise for much longer might impede [...]
by admin | Jul 27, 2015 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Monthly Musings, Small Business Blog
From The Desk Of: Michael #stepupfinance PAYBACK TIME Who’s Paying? Mostly everyone; lenders, banks, businesses and individuals affect each other, from the effect of Interest Rate lows, highs and fluctuations. Add on any advantages and disadvantages of differing mortgages, loans, pensions, property values, investments and bonuses, savings also take on a new architecture. What’s Being [...]
by admin | Jul 8, 2015 | Blog, Business, Economy, Finance, Government, Market Update, Small Business Blog
A budget claimed as putting ‘economic security and working people first’ saw an increase in National Insurance Contributions, the removal of Employment Allowance for companies where the director is the sole employee, outlined plans for Dividend changes, fuel duty being frozen, a new National Living Wage, the Annual Investment Allowance permanently set, and Corporation Tax being reduced. A [...]
by admin | Jun 8, 2015 | Blog, Business, Economy, Finance, Financial Markets, In Business, Insight, Monthly Musings, Small Business Blog, Uncategorized
From the Desk of: Michael #stepupfinance TOP TEN BTL PLACES 1. York, Yorkshire and The Humber 2. Guildford, South East 3. Woking, South East 4. Cambridge, East of England 5. St Albans, East of England 6. Bath and North East Somerset, South West 7. Norwich, East of England 8. Kensington and Chelsea, London 9. Cardiff, [...]
by admin | May 15, 2015 | Blog, Business, Economy, Finance, Financial Markets, Government, News, Small Business Blog, Uncategorized
The mix of data used by the MPC to set their inflation target set the tone of the Quarterly Report from the Bank of England and the position of UK fiscal austerity. A cautious report, showing downward revisions to the near-term inflation and GDP forecasts, and a general indication that the next move for interest [...]
by admin | May 5, 2015 | Blog, Business, Business Notes, Economy, Finance, In Business, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog, Uncategorized
Heckling A Comedian Never Works Out As the campaign trail days are almost through (or might actually be through by the time you read this) I’m curious to know if the hecklers that politicians face are the same as those who take on comedians. Either way, unless there’s a hung parliament to extend the haggling, [...]
by admin | May 5, 2015 | Blog, Business, Business Finance Junction, Economy, Finance, In Business, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog, Uncategorized
The Fixed Rate mortgage hit a record low of 1.09% from the Co-op Bank for those with a 40% deposit. According to the latest building society index, Annual House Price Growth was up, to 5.2% in April from 5.1% in March, with the average price of a home at £193,048. TSB is to close 17 branches before [...]
