Insight – September 2015

Insight – September 2015

From The Desk Of: Michael #stepupfinance    Stating the Obvious  ‏@DeirdreSpark  It's September. What?!? No shame in stating the obvious because September! *clings to summer with death grip. One Direction As from March 2016, the MCD (Mortgage Credit Directive) comes into effect. Some lenders are choosing to adopt the rules, which affect BTL, second charge [...]
Budget Summary: Summer Without A Picnic?

Budget Summary: Summer Without A Picnic?

A budget claimed as putting ‘economic security and working people first’ saw an increase in National Insurance Contributions, the removal of Employment Allowance for companies where the director is the sole employee, outlined plans for Dividend changes, fuel duty being frozen, a new National Living Wage, the Annual Investment Allowance permanently set, and Corporation Tax being reduced. A [...]
In Business: Notes To Connect The Dots – May 2015

In Business: Notes To Connect The Dots – May 2015

Heckling A Comedian Never Works Out As the campaign trail days are almost through (or might actually be through by the time you read this) I’m curious to know if the hecklers that politicians face are the same as those who take on comedians. Either way, unless there’s a hung parliament to extend the haggling, [...]
Business Finance Junction – May 2015

Business Finance Junction – May 2015

The Fixed Rate mortgage hit a record low of 1.09% from the Co-op Bank for those with a 40% deposit. According to the latest building society index, Annual House Price Growth was up, to 5.2%  in April from 5.1% in March, with the average price of a home at £193,048. TSB is to close 17 branches before [...]