by admin | May 3, 2016 | Blog, Business, Economy, Finance, In Business, Insight, Monthly Musings, Small Business Blog, Uncategorized
Tell Me What You Want! I Don’t Want to Set the World on Fire….. According to house-hunters, as surveyed by Go-Compare, central heating and double glazing, followed by a garden, secure doors and windows, off-road parking, a bath tub, local shops and amenities, friendly neighbours, good broadband connection, good energy efficiency rating, a landline telephone, [...]
by admin | Mar 31, 2016 | Blog, Business, Economy, Finance, In Business, Uncategorized
What a difference a day can make. As from April 1st 2016 an increase of 3% stamp duty will be applied to all second residential properties over £40,000, automatic 10% ‘wear and tear ‘allowance is removed and, from April 2017 the Interest portions of BTL mortgages will change to a flat 20%. The load of [...]
by admin | Mar 15, 2016 | Blog, Economy, Finance, In Business, Miscellaneous, Small Business Blog, Uncategorized
I see and hear enough people pouring ‘blood, sweat and tears’ into their businesses to understand that any numbers that maximize and translate to profit help to stop cold sweats. Lenders ask tough questions and expect full answers; they have the power to reduce an applicant’s options, as economic imbalances are making risk variable, distorted [...]
by admin | Mar 2, 2016 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Market Update, Monthly Musings, Small Business Blog, Uncategorized
Rules Change What’s Changing? Accounting Standards Financial instruments (debts and liabilities) of a company. When? Mainly accounting periods on or after 1 January 2016 What’s the Difference? Various including, where loans have been made at non-market rates (i.e. shareholder interest free), the company is required to fair value the loan assuming that a market rate [...]
by admin | Mar 2, 2016 | Blog, Business, Business Notes, Economy, Finance, Government, In Business, Market Update
The spare 0.3% capacity of GDP leaves little room for manoeuvre. Although productivity in the UK is rising without business investment, inflation is likely to end 2016 higher than this current rate, plus, the gap in GDP growth has narrowed when compared to the rest of the Eurozone, which has been reflected in the value [...]
by admin | Mar 1, 2016 | Blog, Business, Business Notes, Economy, Finance, In Business, Market Update, Miscellaneous, News, Noteworthy News, Small Business Blog
Slipping and Sliding into the New Year Chicken Licken seems to be making an appearance in the headlines; oil’s plummeting in price, stock markets are rocking all over the world, China’s economy is in turmoil and George O kicked off the year warning that Britain faces a ‘dangerous cocktail’ of new threats to the economy. [...]
by admin | Dec 6, 2015 | Blog, Business Notes, Economy, Finance, In Business, Insight, Miscellaneous, News, Small Business Blog, Uncategorized
Pitt the Anger Four outsiders in the world of high-finance who predicted the credit and housing bubble collapse of the mid-2000s decide to take on the big banks for their lack of foresight and greed - a true story - a book and now a film with an angry Brad Pitt. Get in the queue …… [...]
by admin | Dec 3, 2015 | Blog, Business, Economy, Finance, Small Business Blog
It’s been some time since I’ve reflected on the comings and goings of the property and smaller business world of finance. What exactly has been happening over the past few months? Pricing has little changed. Lender criteria has altered, as has their measurement risk. Lenders and their customers are both testing and being tested. Interest [...]
