Chain Reaction

Chain Reaction

The cautionary attitude of some lenders and landlords guarantees no access to properties for anyone on benefits – Full Stop.  A general circumnavigation of financial issues surrounding such a landlord market often supports the attitude of no interest for the landlord, similarly the financial people (lenders) usually root their perspective further along the chain to [...]
In Business: Notes To Connect The Dots – February 2013

In Business: Notes To Connect The Dots – February 2013

Attitude Is Everything: Operate Like A Manager An opinion from a man who’s spent his life determining the making and saving of money in business, nine years from now `the major banks will be worth considerably more money than they are now'. Said Warren Buffett. Putting that aside, businesses of all size or type have [...]
Business Finance Junction – February 2013

Business Finance Junction – February 2013

According to the Accountant’s I’ve spoken with, HMRC’s deadline for self-assessment gets the papers flying around quicker than a pile of leaves covering a hedgehog who's spotted its first slug in 6 months, for those well-meaning businesses with a late-starter attitude in discovering the difference between paper shuffling and paper moving. It seems for some [...]
In Business: Notes to Connect the Dots – January 2013

In Business: Notes to Connect the Dots – January 2013

Welcome Back! We’ve Been Expecting You! It starts off good and then gets better.  I could be talking about life, a relationship, business or any combination of the three; each one can affect the other .....and none more so apparent than in my latest meeting with an old friend. We go back a long time [...]
Business Finance Junction – January 2013

Business Finance Junction – January 2013

How does a business obtain a loan under a bank’s normal lending criteria when they don’t have the required security?   .....Via the Enterprise Finance Guarantee Scheme?  The EFG lending figures have been published and show, for financial year 2012/13 a total of 1,834 loans being drawn down from the 50 lenders, amounting to a total of [...]
December 2012 Intermediary A-Musing

December 2012 Intermediary A-Musing

The Answer Is Out There - It's The Question That Brought You Here: Financing Business Matrix Little wonder the micro and small business owner can feel their brain turning as cavernous as an empty warehouse, when they hear the stable interview question: where do you see yourself in 3-5 years? An unsurprising response because looking [...]
December 2012 Noteworthy News

December 2012 Noteworthy News

Bank of England is to have a new Governor  when Sir Mervyn King’s term ends (June 30). Mark Carney, currently Governor of the Bank of Canada, will be taking his post ‘at a crucial time in the Bank of England’s history’, as the first non-British national to lead the Bank. The Autumn Statement  may see [...]