by Step-Up Finance (Business) | Nov 15, 2013 | Blog, Business, Economy, Finance
With the reality of business economics being under increased pressures, the debate on the sustainability of small businesses will continue. There is no silver bullet for businesses with models at tipping points; competition and alternative channels, profit...
by Step-Up Finance (Business) | Oct 25, 2013 | Blog, Business, Business Notes, Finance, In Business, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog
Mean Business Once-Upon-A-Time (in the real past) a Builder Developer was in the middle of developing an industrial estate when he came stuck (Historical note: *even in pre-recession days, High Street Banks changed lending rules as deftly as the Academy of Dark...
by Step-Up Finance (Business) | Oct 15, 2013 | Blog, Business, Economy, Finance, Miscellaneous
I wonder how many will choke on their coffee when they hear of the brilliant idea that Banksy recently set up? A market stall in New York, part of his contribution illustrating Art without a price tag, filled with original work at $60 a pop….. and few takers....
by Step-Up Finance (Business) | Oct 7, 2013 | Blog, Business, Economy, Finance, Financial Markets
The pound has risen, there’s optimism amongst the financial industry and sterling is looking strong as record low interest rates are still in place – Business surveys have recently been consistently positive; retail sales are up, car sales are good, mortgage...
by Step-Up Finance (Business) | Oct 1, 2013 | Blog, Business, Economy, Finance, In Business, Monthly Musings, News, Newsletter, Small Business Blog
Should A Business Borrow Money Because It’s Cheap? There’s no straight answer….and depends fundamentally on how a business funds its current operations. Wanting to increase their reward is how the business owner accounts for their decisions, therefore, when it’s...
by Step-Up Finance (Business) | Oct 1, 2013 | Blog, Business, Business Finance Junction, Economy, Finance, Monthly Musings, News, Newsletter
Phase Two of Help-To-Buy (HTB), in which taxpayers guarantee up to 15% of a new mortgage, means that Applications will now be allowed from early October. However, lenders will not be able to buy guarantees for the mortgages they offer until January 1, 2014. Lenders...
by Step-Up Finance (Business) | Sep 13, 2013 | Blog, Business, Economy, Finance, Miscellaneous
Just like children, businesses need stimulation. They can’t run themselves or improve themselves but, with the right encouragement, businesses, the same as a child, will respond and with the right type of attention, they’ll produce results. In the Government report...
by Step-Up Finance (Business) | Sep 2, 2013 | Blog, Business, Economy, Finance, In Business, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog
Business As Normal… Small firms are on the whole still feeling austerity chomping at their heels from which many are facing heavy additional burdens. Consequently, doing the bare minimum to get the job done means ‘right’ or ‘wrong’ decisions aren’t always...