by Step-Up Finance (Business) | Oct 7, 2013 | Blog, Business, Economy, Finance, Financial Markets
The pound has risen, there’s optimism amongst the financial industry and sterling is looking strong as record low interest rates are still in place – Business surveys have recently been consistently positive; retail sales are up, car sales are good, mortgage...
by Step-Up Finance (Business) | Oct 1, 2013 | Blog, Business, Economy, Finance, In Business, Monthly Musings, News, Newsletter, Small Business Blog
Should A Business Borrow Money Because It’s Cheap? There’s no straight answer….and depends fundamentally on how a business funds its current operations. Wanting to increase their reward is how the business owner accounts for their decisions, therefore, when it’s...
by Step-Up Finance (Business) | Oct 1, 2013 | Blog, Business, Business Finance Junction, Economy, Finance, Monthly Musings, News, Newsletter
Phase Two of Help-To-Buy (HTB), in which taxpayers guarantee up to 15% of a new mortgage, means that Applications will now be allowed from early October. However, lenders will not be able to buy guarantees for the mortgages they offer until January 1, 2014. Lenders...
by Step-Up Finance (Business) | Sep 13, 2013 | Blog, Business, Economy, Finance, Miscellaneous
Just like children, businesses need stimulation. They can’t run themselves or improve themselves but, with the right encouragement, businesses, the same as a child, will respond and with the right type of attention, they’ll produce results. In the Government report...
by Step-Up Finance (Business) | Sep 2, 2013 | Blog, Business, Economy, Finance, In Business, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog
Business As Normal… Small firms are on the whole still feeling austerity chomping at their heels from which many are facing heavy additional burdens. Consequently, doing the bare minimum to get the job done means ‘right’ or ‘wrong’ decisions aren’t always...
by Step-Up Finance (Business) | Sep 2, 2013 | Blog, Business, Business Finance Junction, Economy, Finance, In Business, Newsletter
HSBC is to increase its charges for 700,000 small business customers with many losing their free banking service as part of an overhaul of accounts. HSBC’s move is towards a more ‘transparent’ system of charges. Current account holders will be able to switch banks...
by Step-Up Finance (Business) | Aug 29, 2013 | Blog, Business, Economy, Finance, Miscellaneous
I was reminded this week about the needless risks that some business owners take. How the person looking to start a second business had come about their first business wasn’t fully clear to me but, with a few years experience behind them, business number two, along...
by Step-Up Finance (Business) | Aug 23, 2013 | Economy, Finance, Government, Market Update
Currently ‘forward guidance’ has been given that, providing unemployment remains above 7%, interest rates will not go above the four year static 0.5%, which theoretically could mean interest rates staying at 0.5% for yet another couple of years, which has been a...
