Should I Stay Or Should I Grow?

Should I Stay Or Should I Grow?

Currently ‘forward guidance’  has been given that, providing unemployment remains above 7%, interest rates will not go above the four year static 0.5%, which theoretically could mean interest rates staying at 0.5% for yet another couple of years, which has been a ‘norm’ for the past few years. Although low rates haven’t proven to assist [...]
Banks: Top-Down

Banks: Top-Down

The Governor of The Bank of England recently said, of the banking industry, “The cultural issue is fundamentally important. There has to be a change in the culture of these institutions". Generally little-understood, retail banking institutions, with business-principled kernels, have sometimes amused the public with their comforting marketing campaign strategies that carry messages of a [...]
Sink Or Swim?

Sink Or Swim?

Mark Carney, the new Governor of the Bank of England, has announced there will be no rise in the Bank of England's base rate until unemployment is below 7 %;  part of an intermediate target in his ‘forward guidance’ and translated as, we’re unlikely to see a rate rise for about 36 months... or more.... [...]
In Business: Notes To Connect The Dots – August 2013

In Business: Notes To Connect The Dots – August 2013

Searching for the Right Note Did you know school recorder lessons are solely responsible for some of the great drummers of the world? The skill sets of Buddy Rich, Ginger Baker and Keith Moon all began when some crazy, thinking that an enthusiastic child (with an eagerness to explore the world’s sounds and rhythms) should [...]
Business Finance Junction – August 2013

Business Finance Junction – August 2013

The month opens with the UK Bank’s Interim results being issued. Barclays’ boss had previously suggested it may cut lending if it has to meet new demands (discussed with the BoE/PRA) that plus other updates, including capital-raising is expected to be announced alongside the profits report.  Lloyds’ announcement could report a jump in profits which would see [...]
Business Finance Junction – July 2013

Business Finance Junction – July 2013

On July 1, former Bank of Canada Governor Mark Carney will replace Sir Mervyn King as Governor of the Bank of England with a first Monetary Policy Committee (MPC) meeting on July 3 and 4. Mr Carney sees that an important role for Central Banks is to offer “forward guidance” when the economy and monetary policy [...]