by admin | Mar 19, 2020 | Blog, Business, Economy, Finance, In Business, Small Business Blog
I was listening to someone talking about Covid-19 and (again) the metaphor of War was being used. Little wonder with the lockdowns, the queuing, the rationing, the checkpoints and the war-talk of Presidents, Prime Ministers and prices. A war chest of loans is being...
by admin | Mar 10, 2020 | Blog, Business, Economy, Finance, Small Business Blog
For any loan or mortgage to work, Risk Control should be at the forefront from the off. I’ve said before, lenders measure risk – so how can borrowers do the same to achieve a successful outcome? I am an advocate (no surprise) of someone being equipped with...
by admin | Feb 16, 2020 | Blog, Business, Economy, Finance, Small Business Blog
As far as a Calendar is able to show, the new decade has entered into a year that is supposed to put the world back in sync. The physical time of the Earths’ rotation around the Sun, compared to that of the set Seasons each year, is marginally different to what...
by admin | Jan 28, 2020 | Blog, Business, Economy, Finance, Small Business Blog
The reaction to pressure: Stress All banks are themselves stress-tested, all lenders stress-test applicants and we’re all stressed-out to some degree or another. The last thing we want to do when we’re under pressure is often that which needs the most...
by admin | Jan 3, 2020 | Blog, Business, Economy, Finance, In Business
A small question with huge impact and rarely considered with science: How much can I borrow? The fact is, general laws apply to borrowing and lending and general preoccupations apply to business monitoring, property purchasing and implications in how we’re using our...
by admin | Nov 22, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
None of us get to see all the pieces of our data scattered around. I was (after questioning someone’s CCJ and default assertions) informed ‘but a new loan means I won’t have bad credit’ and in the same week, given, I kid you not, ‘the computer says No…’ from a...
by admin | Oct 18, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog, Uncategorized
My Autumn has blown in with sound Postcards from the past. ‘Hanging on in quiet desperation is the English way’ being sung with as much relevance as it had when Pink Floyd released it as part of their seminal album Dark Side of the Moon (Time). As too is Nitin...
by admin | Sep 12, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
In the middle of what was a routine week I explained to someone why, no matter how much I empathize with their being very busy – ‘too busy to keep up with paperwork’ – the underwriter will not be as empathetic and the thirty-two pages of contract they’d...
