Easy On Down The Line

Easy On Down The Line

The ease of online shopping isn’t new but, as technology marches ever forward, it’s the ease of the experience and the convenience of the transaction that has the customers spending. Click and collect, virtual stores  and mobile access are all keeping shopping habits on the move. Who needs to write a shopping list!  Grab a drink and [...]
December 2011 Intermediary A-Musing

December 2011 Intermediary A-Musing

Economic Advantage to Hibernation Amassing goodies, storing up supplies and generally expending any remaining energy, exemplifies the wind-down to the end of a year,  a time that can be used for potential hibernation. With predictions of a winter with Britain in recession, due to economic roller-coasting, the squeezes on budgets and employment, plus additional interruptions [...]
December 2011 Noteworthy News

December 2011 Noteworthy News

It’s no news to describe the current UK economy as ‘abnormal’ therefore, following the OBR’s latest economic forecasts  for growth, the Chancellor’s autumn statement  wasn’t too surprising.  With plenty of commentary around (both winners and losers)  we were able to enjoy a ‘lighter’ viewpoint via The Daily Mash.  Apparently the future of a cutting-edge economy [...]
Native to our Business

Native to our Business

Vision.... `is the art of seeing things invisible' (Swift). Strategically placed around us are aids; PC, phone, light, files etc. Aids to us getting things done.  It’s also good to be reminded that beyond the centre of our focus there is another life, therefore, personal touches are added to the mix; photos, letters, cd’s, favourite [...]
Taking Action Beats Doing Nothing

Taking Action Beats Doing Nothing

One of us had the great honour of a riveting conversation last week with 87 year old Josef. He told the story of how, living in a small village outside Munich, he’d witnessed his family home invaded by Sturm Abteilung (SA Brown Shirts), his father  was taken prisoner to Dachau, the few family neighbours turned their [...]
Banks In Short: We Have A Ghastly Mess

Banks In Short: We Have A Ghastly Mess

In the fashion of Awards; fourth place goes to NatWest, third place goes to Santander, second place is Lloyds TSB and first place is Barclays.... that is, according to UK FOS  (Financial Ombudsman Service) and in relation to a 24% rise of civilian complaints about Banks, relative to savings, overdrafts, mortgages and insurance. Andrew Haldane, [...]
November 2011 Intermediary A-Musing

November 2011 Intermediary A-Musing

Mixing Business Markets An interested twist to understanding your customer was explained to us via a street market trader who, settled amongst the fruit and veg stalls, was laying out a display of woolly winter gloves, mittens and hats. He told of an extension to his product range during the past summer months; Fruit. Seasonal [...]
November 2011 Noteworthy News

November 2011 Noteworthy News

The average private sector pay award given to employees of 2.6% is half the most recent inflation figure, Income Data Services has shown, whilst a snapshot of FTSE 100 Directors showed a 42% rise as average rising to 49% when adding in other Directors. Any spending bonuses on homes abroad should be aware of  a [...]