by admin | Jul 19, 2018 | Blog, Business, Economy, Finance, Small Business Blog
There is a freedom to walking away, to being able to move on with a clear mind. These are the people I work with. Looking at the usual suspects - Ads - anyone would presume that getting a mortgage or loan is quick and easy. It's quick and easy to apply, quick and easy to [...]
by admin | Jul 9, 2018 | Blog, Business, Economy, Finance, Miscellaneous
My survival machine, the risk perception tool that attempts to get me safely through the day, has deemed it necessary to upload ever-more software protection. Simply, it's calculated that something bad might happen. Hackers do a great job of adding to our worries by making us aware of how using the internet can be a [...]
by admin | Jul 2, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
By chance, I witnessed a Stoat chasing a Moorhen at a sun-dried pond. The remarkably skillful hunter with staying-power and the courageous and resilient hunted was edge-of-the-seat viewing. I’ve previously seen this hunter doing the same with a Rabbit - which looked bizarre when the much larger prey fell to its hunter. The endless energy [...]
by admin | Jun 14, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
Today I’m a day older than I was yesterday and this month marks the bridge between two significant anniversaries for me this year: twenty-five years of self-employment and fifteen years since developing into Step-Up Finance. But there’s a problem with marking birth days – at a certain point in life, they become striking reminders of [...]
by admin | Jun 1, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
The man who founded the garage was able to detect the source of a problematic vehicle solely by intent listening and, if a part wasn’t available, he’d make whatever was needed in the workshop. He shared all he knew with his son, who eventually joined him at the garage. By now, manufacturers were issuing [...]
by admin | May 9, 2018 | Blog, Business, Economy, Finance, Financial Markets, Government, In Business, Market Update, Small Business Blog
Some time ago (late 2016) UK Base Rate was reduced to 0.25% and an additional scheme to the stable of QE was added next to Funding for Lending. Term Funding Scheme (TFS) was introduced by the Bank of England at a time of falling lending amounts, for banks and building societies to lend out to [...]
by admin | Apr 12, 2018 | Blog, Business, Economy, Finance, In Business, Market Update
Reports are suggesting that some mortgage market lenders are starting to increase their pricing rates to products which, based on the price of mortgage-backed securities (traded like Stocks) are already prone to change daily. It seems that finding a property, a lender with the right terms, and a mortgage rate to all come together is [...]
by admin | Apr 3, 2018 | Blog, Business, Economy, Finance, Insight, Small Business Blog
Here’s the thing; the chances are when asked ‘So, what are you doing this weekend?’ you’ll answer from one of three – 1. Working (at home or at work) 2. Nothing much, or 3. Shopping. And here’s the thing - I wrote a blog after reading the excellent Shutting Up Shop: The Decline of the Traditional Small [...]
