by admin | Apr 12, 2018 | Blog, Business, Economy, Finance, In Business, Market Update
Reports are suggesting that some mortgage market lenders are starting to increase their pricing rates to products which, based on the price of mortgage-backed securities (traded like Stocks) are already prone to change daily. It seems that finding a property, a lender with the right terms, and a mortgage rate to all come together is [...]
by admin | Apr 3, 2018 | Blog, Business, Economy, Finance, Insight, Small Business Blog
Here’s the thing; the chances are when asked ‘So, what are you doing this weekend?’ you’ll answer from one of three – 1. Working (at home or at work) 2. Nothing much, or 3. Shopping. And here’s the thing - I wrote a blog after reading the excellent Shutting Up Shop: The Decline of the Traditional Small [...]
by admin | Mar 30, 2018 | Blog, Business, Economy, Finance, Financial Markets, Government, Insight
Q1 is through, and the Bank of Englands' Agents’ results summarise a mixed bag from robust growth in goods exports having tightened capacity, improving profit margins and strengthened investment intentions to evidence of financial distress in retail and leisure. The mortgage market has remained highly competitive with activity dominated by remortgaging in anticipation of further [...]
by admin | Mar 14, 2018 | Blog, Business, Economy, Finance, Government, In Business, Market Update, Small Business Blog
Just as private resident council tax is levied upon private residential property, business rates are levied upon business properties. With hikes from last year’s revaluation they are viewed as disproportionally high by most business owners and are a contentious issue when considered against other business overheads and exacerbating challenging business conditions. Based on the value [...]
by admin | Mar 2, 2018 | Blog, Business, Economy, Finance
Direct with a Lender You know how much deposit you have, how much you need to borrow, the type of mortgage you want, the mortgage rate you want to pay, and you understand all the fees and charges that can be attached to a mortgage. You also want to apply individually to lenders you’ve [...]
by admin | Feb 15, 2018 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Small Business Blog, Uncategorized
Today, I am proud to have achieved reaching the 25th year of my working independently in the world of finance solutions. My watershed of changing gear and flying solo felt right the year the UK Eurovision entry gave out other advice - ‘Better the Devil You Know’ - but I chose to move in another [...]
by admin | Jan 30, 2018 | Blog, Business, Economy, Finance, In Business
Any financial borrowing has strings attached, as a differing ‘value’ is placed on a proposal and priced accordingly, just as a borrower has differing measurements of value placed on their needs. So, it's important to find a lending partner who can make a difference and will understand stagnation as well as growth; the type [...]
by admin | Jan 23, 2018 | Blog, Business, Economy, Finance, Insight
Welcome January - The month where bad things are put to bed and good things can be hoped for. The month that follows festive activities which are sometimes joined at the hip with pressure and stress, and consequently the month where I hear about at least one relationship breakdown and resultant property or family home [...]
