by admin | Jun 14, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
Today I’m a day older than I was yesterday and this month marks the bridge between two significant anniversaries for me this year: twenty-five years of self-employment and fifteen years since developing into Step-Up Finance. But there’s a problem with marking birth days – at a certain point in life, they become striking reminders of [...]
by admin | Jun 1, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
The man who founded the garage was able to detect the source of a problematic vehicle solely by intent listening and, if a part wasn’t available, he’d make whatever was needed in the workshop. He shared all he knew with his son, who eventually joined him at the garage. By now, manufacturers were issuing [...]
by admin | May 9, 2018 | Blog, Business, Economy, Finance, Financial Markets, Government, In Business, Market Update, Small Business Blog
Some time ago (late 2016) UK Base Rate was reduced to 0.25% and an additional scheme to the stable of QE was added next to Funding for Lending. Term Funding Scheme (TFS) was introduced by the Bank of England at a time of falling lending amounts, for banks and building societies to lend out to [...]
by admin | Apr 12, 2018 | Blog, Business, Economy, Finance, In Business, Market Update
Reports are suggesting that some mortgage market lenders are starting to increase their pricing rates to products which, based on the price of mortgage-backed securities (traded like Stocks) are already prone to change daily. It seems that finding a property, a lender with the right terms, and a mortgage rate to all come together is [...]
by admin | Apr 3, 2018 | Blog, Business, Economy, Finance, Insight, Small Business Blog
Here’s the thing; the chances are when asked ‘So, what are you doing this weekend?’ you’ll answer from one of three – 1. Working (at home or at work) 2. Nothing much, or 3. Shopping. And here’s the thing - I wrote a blog after reading the excellent Shutting Up Shop: The Decline of the Traditional Small [...]
by admin | Mar 30, 2018 | Blog, Business, Economy, Finance, Financial Markets, Government, Insight
Q1 is through, and the Bank of Englands' Agents’ results summarise a mixed bag from robust growth in goods exports having tightened capacity, improving profit margins and strengthened investment intentions to evidence of financial distress in retail and leisure. The mortgage market has remained highly competitive with activity dominated by remortgaging in anticipation of further [...]
by admin | Mar 14, 2018 | Blog, Business, Economy, Finance, Government, In Business, Market Update, Small Business Blog
Just as private resident council tax is levied upon private residential property, business rates are levied upon business properties. With hikes from last year’s revaluation they are viewed as disproportionally high by most business owners and are a contentious issue when considered against other business overheads and exacerbating challenging business conditions. Based on the value [...]
by admin | Mar 2, 2018 | Blog, Business, Economy, Finance
Direct with a Lender You know how much deposit you have, how much you need to borrow, the type of mortgage you want, the mortgage rate you want to pay, and you understand all the fees and charges that can be attached to a mortgage. You also want to apply individually to lenders you’ve [...]
