by admin | Jan 30, 2018 | Blog, Business, Economy, Finance, In Business
Any financial borrowing has strings attached, as a differing ‘value’ is placed on a proposal and priced accordingly, just as a borrower has differing measurements of value placed on their needs. So, it's important to find a lending partner who can make a difference and will understand stagnation as well as growth; the type [...]
by admin | Jan 23, 2018 | Blog, Business, Economy, Finance, Insight
Welcome January - The month where bad things are put to bed and good things can be hoped for. The month that follows festive activities which are sometimes joined at the hip with pressure and stress, and consequently the month where I hear about at least one relationship breakdown and resultant property or family home [...]
by admin | Jan 17, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
Attracting funding for specialist business, high-risk business, profitable business, stagnant business, developing business, cost-cutting business, young business, an established business (the list goes on) is always difficult. Lenders seek out problems and challenge where they are placing their money…. And there are gaps… where few or no lenders are willing to take the risk. For [...]
by admin | Dec 21, 2017 | Blog, Business, Economy, Finance, In Business, Miscellaneous, Small Business Blog, Uncategorized
T'was the night before Business, when all through the house Not a creature was stirring, not even the PC mouse; The stocking finance, put aside with care, In hopes that exposure was no longer there. The bank managers nestled all snug in their beds, Visions of sweet deals dancing in their heads; And the drama [...]
by admin | Dec 21, 2017 | Blog, Business, Economy, Finance, Government
According to the Bank of Englands' quarterly summary report, on business conditions across the UK between late August and late November, housing market activity had moderated in Q4; remaining weaker in the secondary market, and in London for the most expensive properties. Weak supply and ‘stretched affordability was leading many would-be purchasers to rent’ with [...]
by admin | Nov 3, 2017 | Blog, Business, Economy, Finance, How It Works
A house in multiple occupation (HMO) is, in simple terms, a property rented out to at least 3 people who are not from one ‘household’ (a single household with members of the same family), but share facilities like the bathroom and kitchen. It’s sometimes called a `house share’. Gov.UK A HMO is considered small [...]
by admin | Oct 13, 2017 | Blog, Business, Business Notes, Economy, Finance, In Business, Small Business Blog
I’ll hold my hands up – I’ve ‘signed’ Agreements without reading the small print. Foolish? Yes. Have I got caught out? Not thus far (insert grimacing Emoji) I am referring to the myriad of ‘I Agree’ website check-boxes with their enclosed small print the length of a holiday book beach read. Not dissimilar to financial [...]
by admin | Sep 22, 2017 | Blog, Business, Economy, Finance, Miscellaneous
There was no surprise whilst reading, in the latest BoE Agents’ Report, that ‘credit availability for Corporates was generally accommodative’. However, ‘some evidence of increased discrimination in lending decisions in a toughening macroeconomic environment’ had me rubbing my chin, questioningly. Not for the smaller business or individual, but, for the giants of business since 2007, [...]
