by admin | Sep 7, 2017 | Business, Economy, Finance, In Business, Management, Small Business Blog
I don’t need to tell anyone that when a back is against a wall, fear levels rise, or, the default response to stress can be reaching out for the first thing that distracts from the surrounding reality. We’ve all experienced fear at some point. Stress is but fear thinly spread. I also don’t need to [...]
by admin | Aug 25, 2017 | Blog, Business, Economy, Finance, How It Works, Small Business Blog
There are still reasonable margins to be had from developing existing property and new building. As always, start with the finances and keep in mind that summer property prices appear not to carry the same winter price tag… but they can sell quicker… Thoroughly check: 1) ‘True’ profit - Whether short, medium or [...]
by admin | Aug 16, 2017 | Blog, Business, Economy, Finance, Miscellaneous
The PRA (Prudential Regulation Authority) has introduced changes for lenders, lending for portfolio landlords with four or more BTL properties, which will add to ‘stress testing’. In situ from 1st October 2017, one of the the main considerations to be assessed is the ability to service future interest rate rises. Generally, products could remain accessible [...]
by admin | Aug 10, 2017 | Blog, Business, Economy, Finance, Financial Markets, In Business, Market Update, News, Small Business Blog
Monetary policy has been left unchanged for another month, meaning Base interest rate remains 0.25% (with a capped QE programme). Inflation was up to 2.9% in April and May but dropped to 2.6% during June. The consensus amongst analysts is that a rate rise is unlikely for the remainder of the year. According to the [...]
by admin | Jul 5, 2017 | Blog, Business, Business Notes, Economy, Finance, Market Update, Small Business Blog
The finance news trundles on, each day offering something new which, for most going about their day, is irrelevant beyond the headline. Excepting when someone decides they’re ready to make their move with a lender, the comings and goings of finance worlds don’t come near the reality check news of un-imagined tragedy. The headlines create [...]
by admin | May 22, 2017 | Blog, Business, Economy, Finance, Small Business Blog
Similar to central Bank’s quarterly forecasts, BoE's latest Agent Report shows consumer spending power had been hit by higher prices, and manufacturing export growth had risen which ‘mostly reflected the effects of the earlier decline in sterling’, also reflected in consumer goods price inflation markedly picking up through supply chains and into retail prices. Credit [...]
by admin | May 4, 2017 | Blog, Business, Economy, Finance, Management, Miscellaneous
The way we view the world is from experience; such are the shape-shifting times of a digital age. It takes time to establish a business - Running one is complicated and when a challenge has been overcome and everything is working smoothly, there is a reluctance to change a process because its deemed unnecessary, even [...]
by admin | Mar 8, 2017 | Blog, Business, Economy, Finance, How It Works, In Business, Miscellaneous
Investment Property transactions can differ widely. When approaching the undertaking of such asset there are core areas which, given attention before involving professional experienced support, are mutual. It may assist in some small way, or to material effect, to consider these areas; whether using borrowings or not. Ready a Business Plan that includes: 1) Personal [...]
