Ultimate Elastic Support

  Any financial borrowing has strings attached, as a differing ‘value’ is placed on a proposal and priced accordingly, just as a borrower has differing measurements of value placed on their needs. So, it's important to find a lending partner who can make a difference and will understand stagnation as well as growth; the type [...]

Drifting In Business And Marriage

Welcome January - The month where bad things are put to bed and good things can be hoped for. The month that follows festive activities which are sometimes joined at the hip with pressure and stress, and consequently the month where I hear about at least one relationship breakdown and resultant property or family home [...]

Finance: Time To Make It Work

Attracting funding for specialist business, high-risk business, profitable business, stagnant business, developing business, cost-cutting business, young business, an established business (the list goes on) is always difficult. Lenders seek out problems and challenge where they are placing their money…. And there are gaps… where few or no lenders are willing to take the risk. For [...]

End Of Year Report

According to the Bank of Englands' quarterly summary report, on business conditions across the UK between late August and late November, housing market activity had moderated in Q4; remaining weaker in the secondary market, and in London for the most expensive properties. Weak supply and ‘stretched affordability was leading many would-be purchasers to rent’ with [...]

How It Works – HMO Property

A house in multiple occupation (HMO) is, in simple terms, a property rented out to at least 3 people who are not from one ‘household’ (a single household with members of the same family), but share facilities like the bathroom and kitchen. It’s sometimes called a `house share’. Gov.UK   A HMO is considered small [...]