A Series: Outside the Box – Those That Draw Beyond Confines No.14 The Pub Landlord

A Series: Outside the Box – Those That Draw Beyond Confines No.14 The Pub Landlord

Making No Bones About Being a Pub Landlord There is far more to running a pub than chatting with the locals and pulling an occasional pint. With notoriously long hours, a determination for your business is a necessary requirement for a landlord’s business success. So, in one of Britain’s best known industries, how does a [...]
Taking a Slice of Business Cake

Taking a Slice of Business Cake

An interesting name, occasionally coined for small businesses that are owner operated, is  The Mom and Pop Shop. Independently owned and managed with few employees these businesses, like families, have the potential to grow. As such they add value to the economic health of a community and sometimes offer job creation. Usually in retail or [...]
The Value of a Heavyweight Garden

The Value of a Heavyweight Garden

What have you done with the garden entrusted to you? asked Spanish poet Antonio Machado with the closing line of  The Wind, One Brilliant Day and we began to wonder as it took us several hours to locate a specific garden at this years’ Sandringham Show -  Surprisingly difficult considering the centrepiece was 8 tonnes [...]
Hammering Down The Sale

Hammering Down The Sale

Having recently talked about a theme tune for many a business as being  Who Will Buy?  following the European Commission’s concerns about the Government bailouts stifling competition and their pressuring the Government to scale-back state-aided Banks, over the next four years changes will happen and it could be our bailed-out Banks’ swan song. Although for [...]
November 2009 News

November 2009 News

Market News The Financial Services Authority  Mortgage Market Review could lead to higher interest rates and product fees for borrowers, according to Fitch Ratings. While Fitch welcomes proposals in the MMR which would improve underwriting practices, it says that putting more stringent underwriting criteria in place could mean a significant change to current practices for [...]
November 2009 Muse and Views

November 2009 Muse and Views

Reel in Finance   The clocks have gone back, the heating is being wound up and curtains are being closed as we all prepare to hibernate. But why do we have to forego a third of our year, every year, confining ourselves to the TV set?   Pantomime Season is around the corner (Oh yes [...]
A Series: Outside the Box – Those That Draw Beyond Confines No.13 The Horse Handlers – An Age Old Reason

A Series: Outside the Box – Those That Draw Beyond Confines No.13 The Horse Handlers – An Age Old Reason

Following Gulliver’s crew mutinying , he is  abandoned to arrive at an area of land where, eventually, he meets a horse that speaks Houyhnhnm;  translated to mean the perfection of nature. This horse is the ruler of a race of creatures with human at their base, who were given the name The Yahoos.   Living amongst [...]

Keeping Up the Pressure

Do you squeeze or massage? A review of the mortgage market is to be published today by the FSA.  Expected to tighten up Regulation and telling lenders, amongst other things, that they must carry out in-depth examinations of households' disposable income before granting a mortgage. This point will be primarily aimed at self-employed and business people [...]