Mortgage Notes – Routes To A Loan

  Direct with a Lender You know how much deposit you have, how much you need to borrow, the type of mortgage you want, the mortgage rate you want to pay, and you understand all the fees and charges that can be attached to a mortgage. You also want to apply...

Ultimate Elastic Support

  Any financial borrowing has strings attached, as a differing ‘value’ is placed on a proposal and priced accordingly, just as a borrower has differing measurements of value placed on their needs. So, it’s important to find a lending partner who can make a...

Drifting In Business And Marriage

Welcome January – The month where bad things are put to bed and good things can be hoped for. The month that follows festive activities which are sometimes joined at the hip with pressure and stress, and consequently the month where I hear about at least one...

End Of Year Report

According to the Bank of Englands’ quarterly summary report, on business conditions across the UK between late August and late November, housing market activity had moderated in Q4; remaining weaker in the secondary market, and in London for the most expensive...

How It Works – HMO Property

A house in multiple occupation (HMO) is, in simple terms, a property rented out to at least 3 people who are not from one ‘household’ (a single household with members of the same family), but share facilities like the bathroom and kitchen. It’s sometimes called a...