Business Finance Junction – April 2013

Business Finance Junction – April 2013

The automatic Escalator Tax (alcohol and cigarettes) which was to be applied this month (by at least 2% over inflation until 2014) was removed for beer in the recent budget.  CAMRA had been vocal in pointing out that beer duty has risen 42% since 2008, the beer industry had cited the tax as reason for [...]
Business Finance Junction – April 2013

Business Finance Junction – March 2013

Deciding factors for shopping commonly include price, quality or choice. Deciding factors for personal banking might be interest rates, additional services, convenience or, it seems from Sainsbury bank’s pre-tax operating profit increase of 40% last year, the loyalty card points. Ways to tap into potential customers: It is our business to quickly restore value-added infrastructures that [...]
Business Finance Junction – February 2013

Business Finance Junction – February 2013

According to the Accountant’s I’ve spoken with, HMRC’s deadline for self-assessment gets the papers flying around quicker than a pile of leaves covering a hedgehog who's spotted its first slug in 6 months, for those well-meaning businesses with a late-starter attitude in discovering the difference between paper shuffling and paper moving. It seems for some [...]
Business Finance Junction – January 2013

Business Finance Junction – January 2013

How does a business obtain a loan under a bank’s normal lending criteria when they don’t have the required security?   .....Via the Enterprise Finance Guarantee Scheme?  The EFG lending figures have been published and show, for financial year 2012/13 a total of 1,834 loans being drawn down from the 50 lenders, amounting to a total of [...]