by admin | Apr 25, 2022 | Blog, Business, Economy, Finance, Miscellaneous, Uncategorized
Mortgage Juice One: The base ingredients for mortgage affordability. Lenders’ loan mandates are dependent on market conditions, written with specific adjustments for risk and, notwithstanding base money-market costs, risk adjustment affects pricing of the mortgage...
by admin | Jan 21, 2022 | Blog, Business, Economy, Finance, Uncategorized
It’s interesting how so much begins with ‘do your own research’. Increasingly as we search for ‘the truth’ the phrase has understandably amalgamized in areas where consumer distrust lurks. I find myself doing my own research, be it simple facts of the type found at a...
by admin | Dec 14, 2021 | Blog, Business, Economy, Finance, In Business, Uncategorized
Liquidity and profitability are critical to a lender and, as I’ve said many times before, for someone looking at their money the same objective applies. So, with residential mortgages the most significant asset on a lenders’ balance sheet what happens when that...
by admin | Nov 5, 2021 | Blog, Business, Economy, Finance, Small Business Blog
As you probably already know, the pandemic altered many things. Pre COVID-19, solid property investment was sought out by investors and people have always wanted to own their own home. Then, pandemic measures brought about working from home and investor property...
by admin | Aug 13, 2021 | Blog, Business, Economy, Finance, Small Business Blog
Is it better to fix your mortgage at 0.98% over five years, or, as this latest high street re-mortgage hook requires a 40% deposit (or equity build-up) along with £1,499 fee, would a 0.91% over two years be a better offering? Or could 0.90% be the tempting number? If...
by admin | Feb 5, 2021 | Blog, Business, Economy, Finance
It’s complicated. I was reminded just how complicated when I was doing an end-of-year office clearance. At the beginning of 2020 money goals were strong across ages. By the third quarter, the year that took more away than it gave, had beaten back goals across all...
