by admin | Sep 12, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
In the middle of what was a routine week I explained to someone why, no matter how much I empathize with their being very busy - ‘too busy to keep up with paperwork’ - the underwriter will not be as empathetic and the thirty-two pages of contract they’d signed with a dubious lender (found through [...]
by admin | Aug 2, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
Ideas of Yield sought after in property investment continue to be the one area where folks have a pretty fair idea of what they’re looking to. I’ve mentioned this before and, for key calculations, it's worth mentioning again. 1. Net Yield is taken from the costs to a property and is a ‘fairer’ calculation [...]
by admin | Jul 12, 2019 | Blog, Business, Economy, Finance, Small Business Blog
There’s been a lot of noise in the business entity and BTL marketplace over the last 10-12 months. Lending downturns have been shutting out investors and homebuyers have been having problems getting the mortgages they want. Limiting factors for purchase, BTL’s with bad returns and some first-time buyers precluded from going back into the tenant [...]
by admin | Jun 14, 2019 | Blog, Business, Economy, Finance, Small Business Blog
A few days ago, I spoke with a previous client of mine, who is a small business owner and Landlord. As we got to talking, I could see that he was leasehold/freehold lender sceptic — he’d been reading too many news articles and didn’t believe in the power of a lender meeting his part-owning a [...]
by admin | Jun 3, 2019 | Blog, Business, Economy, Finance
Houses have usually been Freehold - that is having outright ownership of a property and the land it stands upon. However, some New-Build houses have had an increasing trend to join flats and apartments in having Leasehold tenure; such property has a ‘lease’ to own the right to live there for a specified number [...]
by admin | May 20, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
