How Dangerous is Cliche?

How Dangerous is Cliche?

How dangerous is cliche?  For example, the stereotypical teenager is moody and unapproachable, think of Bill Gates when he was in his teens locked away with his computer. Young people have energy, drive and talent - but usually not money.  They are a mirror of culture and demonstrate that in the most refreshing and creative ways, [...]
A Tale of Moral Hazard

A Tale of Moral Hazard

"The mechanism for improving the System works too slowly.  Every time attempts are made to finally patch-up one problem, cracks appear elsewhere"  "Moral Hazard" is the name given to a decision that can influence future behaviour, often for the worse, and usually the person who caused the problem doesn`t suffer the full (or any) consequences. [...]