The Year Of Compromise

I’m writing this at the start of the year. I usually look back at the exciting things that have been happening, but this last year has been on a whole new level. In a world that seemed almost on fire the UK saw two Monarchs, a selection of Prime Ministers, a...

Mortgage Juice

Mortgage Juice One: The base ingredients for mortgage affordability. Lenders’ loan mandates are dependent on market conditions, written with specific adjustments for risk and, notwithstanding base money-market costs, risk adjustment affects pricing of the mortgage...