by admin | Dec 6, 2015 | Blog, Business Notes, Economy, Finance, In Business, Insight, Miscellaneous, News, Small Business Blog, Uncategorized
Pitt the Anger Four outsiders in the world of high-finance who predicted the credit and housing bubble collapse of the mid-2000s decide to take on the big banks for their lack of foresight and greed - a true story - a book and now a film with an angry Brad Pitt. Get in the queue …… [...]
by admin | Dec 3, 2015 | Blog, Business, Economy, Finance, Small Business Blog
It’s been some time since I’ve reflected on the comings and goings of the property and smaller business world of finance. What exactly has been happening over the past few months? Pricing has little changed. Lender criteria has altered, as has their measurement risk. Lenders and their customers are both testing and being tested. Interest [...]
by admin | Nov 13, 2015 | Blog, Business, Business Notes, Economy, Finance, Financial Markets, Government, Market Update, Miscellaneous, Small Business Blog
With no change in policy for two years, the consistent `not if, but when' continues on the static 0.5 % rate that’s held for six years, when the latest (Q4) report was issued by the BoE. Analysis in this recent Inflation Report of economic outlook has downgrading to global outlook, and friction on inflation giving way [...]
by admin | Sep 30, 2015 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Monthly Musings, Small Business Blog
From The Desk Of: Michael #stepupfinance Stating the Obvious @DeirdreSpark It's September. What?!? No shame in stating the obvious because September! *clings to summer with death grip. One Direction As from March 2016, the MCD (Mortgage Credit Directive) comes into effect. Some lenders are choosing to adopt the rules, which affect BTL, second charge [...]
by admin | Aug 17, 2015 | Blog, Business, Economy, Finance, Government, In Business, Miscellaneous, News, Small Business Blog, Uncategorized
The Quarterly Report from the Bank of England had only one of the nine MPC panel members voting for an immediate hike in the benchmark rate. The vote was a claim to keep inflation in check and to ensure that future rate lifts are smooth and gradual; deferring a rise for much longer might impede [...]
by admin | Jul 27, 2015 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Monthly Musings, Small Business Blog
From The Desk Of: Michael #stepupfinance PAYBACK TIME Who’s Paying? Mostly everyone; lenders, banks, businesses and individuals affect each other, from the effect of Interest Rate lows, highs and fluctuations. Add on any advantages and disadvantages of differing mortgages, loans, pensions, property values, investments and bonuses, savings also take on a new architecture. What’s Being [...]
