December 2012 Intermediary A-Musing

December 2012 Intermediary A-Musing

The Answer Is Out There - It's The Question That Brought You Here: Financing Business Matrix Little wonder the micro and small business owner can feel their brain turning as cavernous as an empty warehouse, when they hear the stable interview question: where do you see yourself in 3-5 years? An unsurprising response because looking [...]
December 2012 Noteworthy News

December 2012 Noteworthy News

Bank of England is to have a new Governor  when Sir Mervyn King’s term ends (June 30). Mark Carney, currently Governor of the Bank of Canada, will be taking his post ‘at a crucial time in the Bank of England’s history’, as the first non-British national to lead the Bank. The Autumn Statement  may see [...]
December 2012 Noteworthy News

November 2012 Noteworthy News

Although annual inflation had dropped to its lowest  in 3 years at under 3%, Inflation and Productivity research by the Forum of Private Business’s (FPB)  showed, from those who took part in the referendum survey,  inflation was running at 6%-7%, with the most common increase in costs for SME’s being energy.  Also citing fuel and [...]
October 2012 Intermediary A-Musing

October 2012 Intermediary A-Musing

Shout Out: Listen to Customers As it was almost the end of the day, on the last day of the week, with signs of autumn around the corner and no frantic last minute chasing around before the new week starts, this, as the twilight of the afternoon came together perfectly, was surely a rare moment [...]
October 2012 Noteworthy News

October 2012 Noteworthy News

‘Business Bank’, for increased lending to businesses has been announced by business secretary Vince Cable, who is ‘working with the Chancellor to develop a state-backed institution that will combine up to a billion pounds  of new government capital with a larger private sector contribution’.  It will be supported by guarantees and equity for long-term lending [...]
Breaking Up Is Hard To Do: European Banks

Breaking Up Is Hard To Do: European Banks

To avoid future bailouts at taxpayers’ expense, the splitting-up of major European banks debate continues  considering the separation of  high-risk investment banking and other bank operations: similar to  the Vickers Commission (London) aim, in separating capital market transactions from banking activity (lending and deposits). Since 2008, the familiar phrase ‘too big to fail’ banks, has [...]