by admin | Dec 14, 2021 | Blog, Business, Economy, Finance, In Business, Uncategorized
Liquidity and profitability are critical to a lender and, as I’ve said many times before, for someone looking at their money the same objective applies. So, with residential mortgages the most significant asset on a lenders’ balance sheet what happens when that...
by admin | Mar 19, 2020 | Blog, Business, Economy, Finance, In Business, Small Business Blog
I was listening to someone talking about Covid-19 and (again) the metaphor of War was being used. Little wonder with the lockdowns, the queuing, the rationing, the checkpoints and the war-talk of Presidents, Prime Ministers and prices. A war chest of loans is being...
by admin | Jan 3, 2020 | Blog, Business, Economy, Finance, In Business
A small question with huge impact and rarely considered with science: How much can I borrow? The fact is, general laws apply to borrowing and lending and general preoccupations apply to business monitoring, property purchasing and implications in how we’re using our...
by admin | Nov 22, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
None of us get to see all the pieces of our data scattered around. I was (after questioning someone’s CCJ and default assertions) informed ‘but a new loan means I won’t have bad credit’ and in the same week, given, I kid you not, ‘the computer says No…’ from a...
by admin | Oct 18, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog, Uncategorized
My Autumn has blown in with sound Postcards from the past. ‘Hanging on in quiet desperation is the English way’ being sung with as much relevance as it had when Pink Floyd released it as part of their seminal album Dark Side of the Moon (Time). As too is Nitin...
by admin | Sep 12, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog
In the middle of what was a routine week I explained to someone why, no matter how much I empathize with their being very busy – ‘too busy to keep up with paperwork’ – the underwriter will not be as empathetic and the thirty-two pages of contract they’d...
