by admin | May 9, 2018 | Blog, Business, Economy, Finance, Financial Markets, Government, In Business, Market Update, Small Business Blog
Some time ago (late 2016) UK Base Rate was reduced to 0.25% and an additional scheme to the stable of QE was added next to Funding for Lending. Term Funding Scheme (TFS) was introduced by the Bank of England at a time of falling lending amounts, for banks and building societies to lend out to [...]
by admin | Apr 12, 2018 | Blog, Business, Economy, Finance, In Business, Market Update
Reports are suggesting that some mortgage market lenders are starting to increase their pricing rates to products which, based on the price of mortgage-backed securities (traded like Stocks) are already prone to change daily. It seems that finding a property, a lender with the right terms, and a mortgage rate to all come together is [...]
by admin | Mar 14, 2018 | Blog, Business, Economy, Finance, Government, In Business, Market Update, Small Business Blog
Just as private resident council tax is levied upon private residential property, business rates are levied upon business properties. With hikes from last year’s revaluation they are viewed as disproportionally high by most business owners and are a contentious issue when considered against other business overheads and exacerbating challenging business conditions. Based on the value [...]
by admin | Feb 15, 2018 | Blog, Business, Business Notes, Economy, Finance, In Business, Insight, Small Business Blog, Uncategorized
Today, I am proud to have achieved reaching the 25th year of my working independently in the world of finance solutions. My watershed of changing gear and flying solo felt right the year the UK Eurovision entry gave out other advice - ‘Better the Devil You Know’ - but I chose to move in another [...]
by admin | Jan 30, 2018 | Blog, Business, Economy, Finance, In Business
Any financial borrowing has strings attached, as a differing ‘value’ is placed on a proposal and priced accordingly, just as a borrower has differing measurements of value placed on their needs. So, it's important to find a lending partner who can make a difference and will understand stagnation as well as growth; the type [...]
by admin | Jan 17, 2018 | Blog, Business, Economy, Finance, In Business, Small Business Blog
Attracting funding for specialist business, high-risk business, profitable business, stagnant business, developing business, cost-cutting business, young business, an established business (the list goes on) is always difficult. Lenders seek out problems and challenge where they are placing their money…. And there are gaps… where few or no lenders are willing to take the risk. For [...]
