Business Finance Junction – August 2014

Business Finance Junction – August 2014

Difficult to think about December in August however, Saturday 6 December is Small Business Saturday, the celebration day of ‘shop local’ and use independent-owned businesses, an initiative that promotes at all levels the support of small firms and have started their 100 countdown. Santander apparently had an issue with the ‘moral problem’  of the aptly [...]
In Business: Notes To Connect The Dots – July 2014

In Business: Notes To Connect The Dots – July 2014

Stuck in a Rut? In the intervening years since I last viewed an end of year school report, things may have changed. Rarely containing a personal comment, they had to be scrutinised for hidden meanings to talk over on parent’s evening. Promises of trying harder were made for after the summer break... the fresh start of [...]
Business Finance Junction – August 2014

Business Finance Junction – July 2014

The FPC (Financial Policy Committee) has proposed new rules for mortgage lenders which caps loan-to-income ratios and includes interest rate stress tests. Lenders will not be able to have more than 15% of new mortgages at loan-to-income above 4.5 times and it applies to all Help-to-Buy loans. Coming into force 1 October, the test ruling applies [...]
In Business: Notes To Connect The Dots – June 2014

In Business: Notes To Connect The Dots – June 2014

Money Spiced with Llama Spit Some fifty four pages of analysis, trends and developments across the economy are patiently explained and in a matter of fact manner, and inflation projections are translated by a patient and informative Agent....  yet, even with an A4 glossary, I left the meeting with my brain shrieking the same way [...]
Business Finance Junction – August 2014

Business Finance Junction – June 2014

Data from ONS show that illegal drugs and prostitution contribute around £10bn a year to the British economy.  For the first time statisticians are measuring the value of the drug-dealing and sex work – apparently about  "the same contribution as farming  - and only slightly less than book and newspaper publishers added together" or accommodation [...]