Stay Safe

I was listening to someone talking about Covid-19 and (again) the metaphor of War was being used. Little wonder with the lockdowns, the queuing, the rationing, the checkpoints and the war-talk of Presidents, Prime Ministers and prices. A war chest of loans is being brought out to fight the financial difficulties for businesses – I’m [...]

Stressed-Out Finance

The reaction to pressure: Stress   All banks are themselves stress-tested, all lenders stress-test applicants and we’re all stressed-out to some degree or another.   The last thing we want to do when we’re under pressure is often that which needs the most attention.   With that in mind, some familiar pointers to smartening-up financial [...]

Data To Data

None of us get to see all the pieces of our data scattered around.   I was (after questioning someone’s CCJ and default assertions) informed ‘but a new loan means I won’t have bad credit’ and in the same week, given, I kid you not, ‘the computer says No…’ from a High Street lender whose [...]