Stressed-Out Finance

The reaction to pressure: Stress   All banks are themselves stress-tested, all lenders stress-test applicants and we’re all stressed-out to some degree or another.   The last thing we want to do when we’re under pressure is often that which needs the most...

Data To Data

None of us get to see all the pieces of our data scattered around.   I was (after questioning someone’s CCJ and default assertions) informed ‘but a new loan means I won’t have bad credit’ and in the same week, given, I kid you not, ‘the computer says No…’ from a...