by admin | Sep 26, 2022 | Blog, Business, Economy, Finance, Uncategorized
Change without choice can be frightening. A recent example of the potential to emotionally charged resistance meeting change is from the sudden death of Queen Elizabeth II and the ascension of King Charles III. Transition requires careful management to which, in this...
by admin | Apr 25, 2022 | Blog, Business, Economy, Finance, Miscellaneous, Uncategorized
Mortgage Juice One: The base ingredients for mortgage affordability. Lenders’ loan mandates are dependent on market conditions, written with specific adjustments for risk and, notwithstanding base money-market costs, risk adjustment affects pricing of the mortgage...
by admin | Jan 21, 2022 | Blog, Business, Economy, Finance, Uncategorized
It’s interesting how so much begins with ‘do your own research’. Increasingly as we search for ‘the truth’ the phrase has understandably amalgamized in areas where consumer distrust lurks. I find myself doing my own research, be it simple facts of the type found at a...
by admin | Dec 14, 2021 | Blog, Business, Economy, Finance, In Business, Uncategorized
Liquidity and profitability are critical to a lender and, as I’ve said many times before, for someone looking at their money the same objective applies. So, with residential mortgages the most significant asset on a lenders’ balance sheet what happens when that...
by admin | Oct 15, 2020 | Blog, Business, Economy, Finance, Uncategorized
Download the MP3 here It is not a new normal for `business’ to be cautious before execution, nor is it a new normal to prioritize and protect liquidity. Reinforced by emerging Ad campaigns (scaffolded with buzzwords) the new normal is a place of empathy, staying...
by admin | Oct 18, 2019 | Blog, Business, Economy, Finance, In Business, Small Business Blog, Uncategorized
My Autumn has blown in with sound Postcards from the past. ‘Hanging on in quiet desperation is the English way’ being sung with as much relevance as it had when Pink Floyd released it as part of their seminal album Dark Side of the Moon (Time). As too is Nitin...
