Leadership
About our senior staff
Michael Hird
Owner, Executive Advisor, and Problem Solver
From a background of building engineering and project management, and following the impact to the construction industry in the early 1990’s, Michael mixed his sector knowledge and engaged with property finance. Having been a Senior Development Engineer and Executive Structural Engineer within manufacturing and contracting, he was also able to develop key strength and knowledge of business finance.
His quantitative and qualitative knowledge and experience of financial solutions was built upon and has contributed to, significant insight and support for business owners, sole traders, landlords, freelancers…. and their families.
A seasoned specialist in business and property finance, with a twist of independence, he now deals with alternative and less well-known, as well as major player finance providers.
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Doesn’t like wasting money
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Doesn’t like wasting time
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Managing Tripwires...
Time allowance
`Risk comes with not knowing what you’re doing’ – Warren Buffet
Innovative Ideas
`Great things in business are never done by one person. They are done by a team of people’ – Steve Jobs
Performance-driven
` Plan, Strategy, Review’ – Step-Up Finance
Clear Communication
`The question isn’t who is going to let me, it’s who is going to stop me’ – Ayn Rand
Recent Blog Posts
Recent thoughts and opinions from Step-Up Finance’s leadership team
Waiting For The Right Time
Reports are suggesting that some mortgage market lenders are starting to increase their pricing rates to products which, based on the price of mortgage-backed securities (traded like Stocks) are already prone to change daily. It seems that finding a property, a lender with the right terms, and a mortgage rate to all come together is [...]
Open The Door And Close The Sale
Here’s the thing; the chances are when asked ‘So, what are you doing this weekend?’ you’ll answer from one of three – 1. Working (at home or at work) 2. Nothing much, or 3. Shopping. And here’s the thing - I wrote a blog after reading the excellent Shutting Up Shop: The Decline of the Traditional Small [...]
Bank Of England Survey
Q1 is through, and the Bank of Englands' Agents’ results summarise a mixed bag from robust growth in goods exports having tightened capacity, improving profit margins and strengthened investment intentions to evidence of financial distress in retail and leisure. The mortgage market has remained highly competitive with activity dominated by remortgaging in anticipation of further [...]
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