Leadership

About our senior staff

Michael Hird

Owner, Executive Advisor, and Problem Solver 

From a background of building engineering and project management, and following the impact to the construction industry in the early 1990’s, Michael mixed his sector knowledge and engaged with property finance. Having been a Senior Development Engineer and Executive Structural Engineer within manufacturing and contracting, he was also able to develop key strength and knowledge of business finance.

His quantitative and qualitative knowledge and experience of financial solutions was built upon and has contributed to, significant insight and support for business owners, sole traders, landlords, freelancers…. and their families.

A seasoned specialist in business and property finance, with a twist of independence, he now deals with alternative and less well-known, as well as major player finance providers.

 

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Doesn’t like wasting money

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Doesn’t like wasting time

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Managing Tripwires...

Time allowance

`Risk comes with not knowing what you’re doing’ – Warren Buffet

Innovative Ideas

`Great things in business are never done by one person. They are done by a team of people’ – Steve Jobs

Performance-driven

` Plan, Strategy, Review’ – Step-Up Finance

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Clear Communication

`The question isn’t who is going to let me, it’s who is going to stop me’ – Ayn Rand

Recent Blog Posts

Recent thoughts and opinions from Step-Up Finance’s leadership team

Buying Time

Today I’m a day older than I was yesterday and this month marks the bridge between two significant anniversaries for me this year: twenty-five years of self-employment and fifteen years since developing into Step-Up Finance. But there’s a problem with marking birth days – at a certain point in life, they become striking reminders of [...]

The Mechanics Of A Business

  The man who founded the garage was able to detect the source of a problematic vehicle solely by intent listening and, if a part wasn’t available, he’d make whatever was needed in the workshop. He shared all he knew with his son, who eventually joined him at the garage. By now, manufacturers were issuing [...]

Supply And Demand Interest Rates

Some time ago (late 2016) UK Base Rate was reduced to 0.25% and an additional scheme to the stable of QE was added next to Funding for Lending. Term Funding Scheme (TFS) was introduced by the Bank of England at a time of falling lending amounts, for banks and building societies to lend out to [...]

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