Leadership

About our senior staff

Michael Hird

Owner, Consultant and Problem Solver 

From a background of building engineering, project management, development and Certification, Michael then mixed his sector knowledge and engaged with Property Finance. Having been a Senior Development Engineer and Executive Structural Engineer within manufacturing and contracting, he was also able to develop key strength and knowledge of business finance.
His quantitative and qualitative knowledge and experience of financial solutions was built upon and has contributed to, significant insight and support for SME’s, Business Owners, Sole Traders, Landlords, Freelancers…. and their families.
A seasoned specialist in business and property finance, with a twist of Independence, he deals with alternative and less well-known, as well as major player finance providers.
Michael has served as both Regional Chair and member of CIOB Professional Practice Board, been a platform speaker at the London Stock Exchange on Data Security within Financial Services, and has worked with the BBC and Radio 4 on finance and mortgage related topics.

 

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Doesn’t like wasting money

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Doesn’t like wasting time

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Manages

Time allowance

`Risk comes with not knowing what you’re doing’ – Warren Buffet

Innovative Ideas

`Great things in business are never done by one person. They are done by a team of people’ – Steve Jobs

Performance-driven

` Plan, Strategy, Review’ – Step-Up Finance

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Clear Communication

`The question isn’t who is going to let me, it’s who is going to stop me’ – Ayn Rand

Recent Blog Posts

Recent thoughts and opinions from Step-Up Finance’s leadership team

Progress The New Normal

https://www.stepupfinance.com/wp-content/uploads/2020/10/Progress-the-new-normal.mp3 Download the MP3 here It is not a new normal for `business' to be cautious before execution, nor is it a new normal to prioritize and protect liquidity. Reinforced by emerging Ad campaigns (scaffolded with buzzwords) the new normal is a place of empathy, staying at home, and virtual realities. Hearing ‘going forward remain [...]

Step Up The Tactics Alongside Strategy

    https://www.stepupfinance.com/wp-content/uploads/2020/09/Step-up-tactics.mp3 Download the MP3 here When allocating capital, lenders always have a risk-return trade-off measurement in assisting with securing their expectations for profitable lending. At times of a New Normal (translated as a new attitude in how business is done) their preference results in far fewer options offered. So far, and with more [...]

Weighing Up Appetite Loss For Lending

https://www.stepupfinance.com/wp-content/uploads/2020/08/Weighing-Up-Appetite.mp3 Download the MP3 here It is that time of year again. Results day. Not the every student and parents’ day of dread type, instead the interim or half-yearly Banking results – the time when profit figures are released – the time when I imagine red highlighters are being swiped across bold black headings marked [...]

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