LeadershipAbout our senior staff
Owner, Consultant and Problem Solver
From a background of building engineering, project management, development and Certification, Michael then mixed his sector knowledge and engaged with Property Finance. Having been a Senior Development Engineer and Executive Structural Engineer within manufacturing and contracting, he was also able to develop key strength and knowledge of business finance.
His quantitative and qualitative knowledge and experience of financial solutions was built upon and has contributed to, significant insight and support for SME’s, Business Owners, Sole Traders, Landlords, Freelancers…. and their families.
A seasoned specialist in business and property finance, with a twist of Independence, he deals with alternative and less well-known, as well as major player finance providers.
Michael has served as both Regional Chair and member of CIOB Professional Practice Board, been a platform speaker at the London Stock Exchange on Data Security within Financial Services, and has worked with the BBC and Radio 4 on finance and mortgage related topics.
Doesn’t like wasting money
Doesn’t like wasting time
`Risk comes with not knowing what you’re doing’ – Warren Buffet
`Great things in business are never done by one person. They are done by a team of people’ – Steve Jobs
` Plan, Strategy, Review’ – Step-Up Finance
`The question isn’t who is going to let me, it’s who is going to stop me’ – Ayn Rand
Recent Blog Posts
Recent thoughts and opinions from Step-Up Finance’s leadership team
Mortgage Juice One: The base ingredients for mortgage affordability. Lenders’ loan mandates are dependent on market conditions, written with specific adjustments for risk and, notwithstanding base money-market costs, risk adjustment affects pricing of the mortgage...
It’s interesting how so much begins with ‘do your own research’. Increasingly as we search for ‘the truth’ the phrase has understandably amalgamized in areas where consumer distrust lurks. I find myself doing my own research, be it simple facts of the type found at a...
Liquidity and profitability are critical to a lender and, as I’ve said many times before, for someone looking at their money the same objective applies. So, with residential mortgages the most significant asset on a lenders’ balance sheet what happens when that...
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