It’s A Fair Price

How to decide which property to invest in is difficult – many an enthusiast flounders between selling agent, seller, and the clock. According to some selling agents, West is the new South a for a property, and according to others West, North, East or South could be the place to head when looking to bag [...]

How It Works – Buy To Let Property

The difference between this type of financial investment being an asset, or a liability, is by giving attention to elements which are easily overlooked. To give returns, property needs constant attention and attention to detail; location, property type, financing, anticipated and unanticipated costs, understanding regulations, red-tape and liabilities, Etc.   Buy-to-Let can be a Business-to-Last [...]
Business Finance Junction – July 2014

Business Finance Junction – July 2014

The FPC (Financial Policy Committee) has proposed new rules for mortgage lenders which caps loan-to-income ratios and includes interest rate stress tests. Lenders will not be able to have more than 15% of new mortgages at loan-to-income above 4.5 times and it applies to all Help-to-Buy loans. Coming into force 1 October, the test ruling applies [...]
October 2010 Noteworthy News

October 2010 Noteworthy News

Basel s brushing  around  as, after the Banking Supervision Committee said it will require lenders to have common equity capital to at least 4.5% of assets and will introduce a 2.5% buffer, the news was generally one of acceptance.  There are now mumblings of it being too excessive and debate will continue. Accountancy Counts  according [...]
June 2010 Noteworthy News

June 2010 Noteworthy News

It probably hasn’t gone unnoticed that we have a new Government since our last newsletter. We recommend several sites for up-to-date news coverage and associated articles related to the latest changes, since Pickfords’ day at Downing Street, including HIPs being scrapped, Bank regulation reform and changes effecting the economy in general - BBC Your Money, [...]