Insight – September 2015

Insight – September 2015

From The Desk Of: Michael #stepupfinance    Stating the Obvious  ‏@DeirdreSpark  It's September. What?!? No shame in stating the obvious because September! *clings to summer with death grip. One Direction As from March 2016, the MCD (Mortgage Credit Directive) comes into effect. Some lenders are choosing to adopt the rules, which affect BTL, second charge [...]
July 2010 Intermediary A – Musing

July 2010 Intermediary A – Musing

Waiting for Pain to arrive.... is a Pain. What do coffee, a romantic, passionate, poetic or philosophical experience, a haunted house, champagne, electricity, waiting for test results, running, the dark, heights, certain chemical substances, some phone calls, dancing and being caught doing something you shouldn’t be doing all have in common? Answer to the frightening [...]
It’s All a Matter of Choice: Financial Capability

It’s All a Matter of Choice: Financial Capability

Lots of choice would seem to be a good thing but if, according to Sheena Iyengar  and Mark Lepper’s   experiment, involving jam tasting in California, it would seem that it makes people less happy and showed that lots of choice makes people less likely to choose anything. Iyenger and Lepper offered either 6, or 24, varieties of [...]