by admin | Oct 1, 2014 | Blog, Business, Business Finance Junction, Business Notes, Economy, Finance, News, Newsletter, Noteworthy News
It’s anticipated that sometime during October the Government-run British Business Bank will unveil its first deal with a lender. The scheme offers to share the risk of certain losses on a portfolio of new loans made to small and medium-size businesses. In effect the...
by admin | Jul 4, 2014 | Blog, Business, Business Finance Junction, Business Notes, Economy, Finance, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog
The FPC (Financial Policy Committee) has proposed new rules for mortgage lenders which caps loan-to-income ratios and includes interest rate stress tests. Lenders will not be able to have more than 15% of new mortgages at loan-to-income above 4.5 times and it applies...
by admin | May 3, 2014 | Blog, Business, Business Finance Junction, Economy, Finance, Monthly Musings, News, Newsletter, Noteworthy News
A national estate agency report expects price rises across the country for residential property of 5.5% in 2015, which would overtake the predictions for London, with a median house price for England and Wales seeing a `4.2% increase to £186,000 compared to Q1 2013’ ...
by Step-Up Finance (Business) | Jun 1, 2013 | Blog, Business, Business Finance Junction, Monthly Musings, News, Newsletter, Noteworthy News, Small Business Blog
The Bank of England’s Financial Stability Report (second for the year) is published 26 June, under the guidance of the Financial Policy Committee. Doing what it says on the tin, it gives an assessment of the financial sector: stability and resilience, plus any actions...