Banks In Short: We Have A Ghastly Mess

Banks In Short: We Have A Ghastly Mess

In the fashion of Awards; fourth place goes to NatWest, third place goes to Santander, second place is Lloyds TSB and first place is Barclays.... that is, according to UK FOS  (Financial Ombudsman Service) and in relation to a 24% rise of civilian complaints about Banks, relative to savings, overdrafts, mortgages and insurance. Andrew Haldane, [...]
Splitting Business 3 Ways

Splitting Business 3 Ways

Having spoken with a lot of micros there appears to be a distinctive three-way split; those not experiencing any difficulties, those beginning to experience difficulties or those who are throwing in the towel. A 3-way split which might be applicable to all sectors and at most levels, but listening to a micro or small business [...]
There`s More Than One Way To Skin A Business

There`s More Than One Way To Skin A Business

  Sometime in the 80’s, John left school and started general jobbing for a local builder. By the early part of the 21st Century he’d worked through the slowdown of the 90’s  and had his own small construction business, employed several people and did some property development.  A tidy business, but it didn’t manage to [...]