Capital Idea

Capital Idea

Only a few years ago seemingly few cared about why they were able to readily access finance, why they needed to understand the function of the money markets behind that finance, or why they should question lenders underestimating credit worthiness. Lest we forget the days of oblivion, days during which explanation of the boring bits [...]
A Tale of Moral Hazard

A Tale of Moral Hazard

"The mechanism for improving the System works too slowly.  Every time attempts are made to finally patch-up one problem, cracks appear elsewhere"  "Moral Hazard" is the name given to a decision that can influence future behaviour, often for the worse, and usually the person who caused the problem doesn`t suffer the full (or any) consequences. [...]